How to use the Inflation Calculator India
- Enter an amount in today's money.
- Enter the expected inflation rate.
- Enter the number of years.
- See the future cost and lost purchasing power.
Inflation formula
Future cost = Today's cost × (1 + inflation)years.
Example: at 6% inflation, ₹1,00,000 today becomes about ₹1,79,085 in 10 years. Education and medical costs in India often rise faster, around 8-10% a year, so use a higher rate for those goals.
Frequently asked questions
What is the average inflation rate in India?
Retail (CPI) inflation in India has averaged around 5-6% over the long term, though it varies year to year. RBI targets 4%, with a band of 2-6%.
These tools give estimates for general guidance and are not financial or tax advice. Rates and rules can change; check official sources before making decisions.