Free Calculators & Career Tools for India

50+ free tools built for Indian salaries, taxes and jobs: in-hand salary, income tax FY 2026-27, EMI, SIP, PPF, GST, age and experience calculators, plus resignation letters, leave applications and resume tools. No sign-up needed.

Salary & Income Tax

In-Hand Salary Calculator (CTC to Take Home)

Convert your CTC to monthly in-hand salary for FY 2026-27. Includes PF, professional tax, gratuity and income tax under the new and old regime.

Salary Breakup Calculator (Basic, HRA, Allowances)

Split your CTC into basic salary, HRA, special allowance, PF and gratuity. See the monthly and yearly salary structure as per Indian norms and new labour codes.

Income Tax Calculator FY 2026-27 (New vs Old Regime)

Calculate income tax for FY 2026-27 (AY 2027-28) under the new and old regime. Includes 87A rebate, standard deduction, surcharge, cess and monthly TDS.

Salary Hike Calculator

Calculate your new salary after an increment, or the hike percentage of a new job offer. See the yearly and monthly increase and your real hike after inflation.

HRA Exemption Calculator

Calculate the tax-free part of your house rent allowance under Section 10(13A). Uses basic, DA, HRA, rent paid and metro or non-metro city.

EPF Calculator (PF Maturity & Retirement Balance)

Calculate your EPF balance at retirement with employee and employer contributions, EPS split, salary increments and the current EPF interest rate.

Gratuity Calculator

Calculate gratuity with the 15/26 formula. Check eligibility under the new labour codes (5 years, or 1 year for fixed-term staff) and the ₹20 lakh tax-free limit.

Bonus Tax Calculator

Find out how much tax will be deducted from your bonus or incentive and the net bonus you will receive, under the new or old tax regime.

Leave Encashment Calculator

Calculate leave encashment from basic + DA and unused leave days. Check the ₹25 lakh tax exemption limit at retirement or resignation.

Overtime Pay Calculator

Calculate overtime pay in India at twice the ordinary wage rate. Works for factory workers, security guards, drivers and other hourly staff.

Daily Wage & Hourly to Monthly Salary Calculator

Convert your hourly rate or daily wage into monthly and yearly salary. Useful for daily wage workers, part-time jobs, tutors and delivery partners.

Freelance Rate Calculator India

Work out the hourly and day rate you should charge as a freelancer in India, covering your target income, business costs, taxes and GST.

Loans & Investments

EMI Calculator (Home, Car & Personal Loan)

Calculate your loan EMI, total interest and year-wise repayment schedule for home, car, bike, education and personal loans in India.

Loan Eligibility Calculator

Check how much home loan or personal loan you can get based on your monthly salary, existing EMIs, interest rate and tenure (FOIR method used by banks).

Loan Prepayment Calculator

See how much interest you save by part-prepaying your home or personal loan, and whether to reduce EMI or reduce tenure.

SIP Calculator (with Step-Up)

Calculate the future value of your monthly mutual fund SIP with optional yearly step-up. See total invested, estimated returns and wealth gained.

Lumpsum Investment Calculator

Calculate how much a one-time lumpsum investment in mutual funds or any asset will grow to over time at an expected annual return.

FD Calculator (Fixed Deposit Maturity)

Calculate fixed deposit maturity amount and interest for any bank or post office FD, with quarterly, monthly or yearly compounding.

RD Calculator (Recurring Deposit)

Calculate the maturity amount and interest on a bank or post office recurring deposit with quarterly compounding.

PPF Calculator

Calculate your PPF maturity amount and tax-free interest at the current 7.1% rate for 15 years or extended 5-year blocks.

Sukanya Samriddhi Yojana Calculator

Calculate Sukanya Samriddhi Yojana (SSY) maturity value for your daughter at 8.2% interest, with year-wise balance and tax-free returns.

NPS Calculator (Pension & Lump Sum)

Estimate your National Pension System corpus, lump sum withdrawal and monthly pension at 60 based on your contribution, returns and annuity choice.

Compound Interest Calculator

Calculate compound interest with yearly, half-yearly, quarterly or monthly compounding and compare it with simple interest.

Simple Interest Calculator

Calculate simple interest and total amount for any principal, rate and time in years, months or days.

GST Calculator (Add or Remove GST)

Add GST to a price or remove GST from an inclusive amount at 5%, 18% or 40%. See CGST, SGST and IGST split under the new GST rates.

Inflation Calculator India

See how inflation raises the future cost of goods and reduces the value of your money over time. Plan education, marriage and retirement goals.

Retirement Planning Calculator

Calculate how much money you need to retire in India, adjusted for inflation, and the monthly SIP required to build that retirement corpus.

Budget & Living Costs

Emergency Fund Calculator

Calculate how much emergency fund you need based on your essential monthly expenses and job stability, and how much to save each month.

Monthly Budget Planner (50/30/20 Rule)

Plan your monthly salary with the 50/30/20 budget rule. See how much to spend on needs and wants, how much to save, and your current savings rate.

Rent vs Buy House Calculator

Compare buying a house on a home loan with renting and investing the difference. See which leaves you wealthier after your chosen number of years.

Cost of Living Calculator (City to City)

Moving to a new city for a job? Compare monthly living costs between two Indian cities and find the salary you need to keep the same savings.

Commute Cost Calculator (Petrol & Travel)

Calculate your monthly and yearly cost of travelling to work by bike or car, including petrol, tolls and parking, plus time spent commuting.

Career & Student Tools

Age Calculator (Age for Government Jobs)

Calculate your exact age in years, months and days on any date. Check age as on the cut-off date for government job forms like SSC, UPSC and railway exams.

Work Experience Calculator

Calculate your total work experience across multiple jobs in years, months and days. Get the decimal figure for Naukri profiles and job application forms.

Notice Period & Last Working Day Calculator

Find your last working day after resignation for a 30, 60 or 90-day notice period, and estimate the notice buyout amount if you leave early.

Working Days Calculator

Count working days between two dates excluding Sundays, all Saturdays or 2nd and 4th Saturdays, and holidays. Useful for salary, leave and project planning.

Marks Percentage Calculator

Calculate percentage of marks for 10th, 12th, graduation or any exam. Enter marks obtained and total marks to get your percentage and division.

CGPA to Percentage Converter

Convert CGPA to percentage using the CBSE formula (CGPA × 9.5) or other university formulas. Useful for job applications that ask for percentage.

Typing Speed Test (WPM)

Free 1-minute typing test to check your typing speed in words per minute (WPM) and accuracy. Practise for data entry jobs and SSC, court and clerk typing tests.

ATS Resume Checker (Keyword Match)

Check how well your resume matches a job description. Find missing keywords, check contact details and sections, and improve your chances of passing ATS filters.

Job Description Keyword Extractor

Paste any job description to extract its top keywords, required experience and salary mentions, so you can tailor your resume and cover letter.

Interview Preparation Checklist

A complete interview preparation checklist for Indian job seekers: documents to carry, research, common questions, dress code and follow-up.