How to use the Retirement Planning Calculator
- Enter your age, retirement age and life expectancy.
- Enter your current monthly expenses.
- Adjust inflation and return assumptions.
- See your target corpus and monthly SIP needed.
How the retirement corpus is calculated
- Your monthly expenses are increased by inflation until retirement.
- The corpus must fund those expenses, rising with inflation, for every year of retirement, while the remaining money earns the post-retirement return.
- Your existing savings grow until retirement, and the shortfall is covered by a monthly SIP.
EPF, PPF and NPS balances count towards your retirement savings.
Frequently asked questions
How much money do I need to retire in India?
It depends on your expenses. A common rule of thumb is 25-30 times your yearly expenses at retirement. Use the calculator for an estimate based on your numbers.
These tools give estimates for general guidance and are not financial or tax advice. Rates and rules can change; check official sources before making decisions.