Nishulk4U Jobs
Blog
Register

Sukanya Samriddhi Yojana Calculator

Sukanya Samriddhi Yojana is a government savings scheme for the girl child with one of the highest small savings rates. See how much your daughter's SSY account will be worth at maturity.

Updated October 2026 · Free · No sign-up · Works on mobile

Results appear here as you type.

How to use the Sukanya Samriddhi Yojana Calculator

  1. Enter how much you will deposit each year.
  2. Enter your daughter's age and the opening year.
  3. Keep the current 8.2% rate or change it.
  4. See the maturity value and year-wise balance.

SSY rules

  • Open the account any time before the girl turns 10.
  • Deposit ₹250 to ₹1.5 lakh a year for 15 years.
  • The account matures 21 years after opening.
  • Current rate: 8.2% for October-December 2026.
  • EEE: deposits qualify for 80C (old regime), and interest and maturity are tax-free.
  • 50% can be withdrawn after the girl turns 18 for higher education.

Frequently asked questions

What is the Sukanya Samriddhi interest rate?

8.2% per year for the October-December 2026 quarter.

How long do I need to deposit in SSY?

For 15 years from opening. The account then keeps earning interest until it matures at 21 years.

Can I open SSY for two daughters?

Yes. One account per girl, up to two girls (three in the case of twins or triplets in the second birth).

These tools give estimates for general guidance and are not financial or tax advice. Rates and rules can change; check official sources before making decisions.